Rnz: Your Money With Mary Holm

Today Mary talks to Jesse about the range of numbers around in terms of Kiwisaver and what they all mean. She also recommends using the Sorted KiwiSaver calculator to help work out what messages they are sending.

Today Mary Holm talks to Jesse about whether retired people can "eat their houses". She's exploring the idea that many retirees are short of cash but own very valuable homes. She has some ideas on how to get an income from your assets.

This week Mary talks about what we can learn from animal investors..

Mary talks today about growing women's financial wellbeing. She's been at at Financial Council summit on women and finances which was looking closely at the gender retirement gap. Mary shares what was discussed at that session. If you are in the Wairarapa and want to hear more of what Mary has to say about finances and Kiwisaver, she's due to speak at the Caterton Event Centre next week.

Today Mary Holm answers questions from listeners who're concerned about their Kiwisaver balances going down and when they should consider changing out their funds.

Today Mary Holm's shifting her focus away from the woes of current Kiwisaver accounts to ways of curbing spending as the cost of living rises and mortgage interest rates increase. 

This week Mary Holm is tackling the issue of whether or not Kiwisaver Funds are good value for money and what you can do about it if they're not.

Today Mary Holm talks about the worries listeners have about their Kiwisaver accounts right now.

This week Mary Holm addresses more listener questions about investment and the comparison between shares and rental property returns.

Today Mary Holm answers a list of questions from a listener regarding when it's a good idea to suspend Kiwisaver payments.

This week financial journalist and author Mary Holm talks to Jesse about the latest Canstar Consumer Pulse report. It shows that 55% of New Zealanders are spending more than they earn.

New Zealand's inflation rate has hovered around 2 percent for most of this century, but experts say it could reach 7 percent this year. Financial journalist Mary Holm offers some advice for people worried about how to secure their money in the face of rising inflation and wobbly sharemarkets.

Today Mary talks about why comparing returns on rental property and shares is tricky. She explains that people usually borrow to invest in rental property, and most don't in shares. Borrowing to invest is called gearing in NZ, leveraging in the US. If you borrow, you get growth on the bank's money as well as your own. So she says a geared rental property is likely to bring higher returns than an ungeared share investment. But Mary warns there are other pitfalls to think about.

Mary talks to Jesse about dividend reinvestment and how to grow your shareholdings painlessly. The idea is that instead of shareholders being given a cash dividend they are given more shares instead.

Today Mary talks about why everyone should be in Kiwisaver and how to do it well. She says that age is no barrier to having a Kiwisaver account. She also has some tips on how to keep an eye on your provider and the fees they are charging.

Today Mary Holm talks to Jesse about the New Zealand share market's current downward trend and what to do when your Kiwisaver value wobbles.

Today Mary continues her talk on money and relationships and how this time of the year can cause tension.

Mary Holm talks to Jesse about economic harm and how it affects more than half of all New Zealand women at some point. 

Today Mary Holm talks about some big changes coming to Kiwisaver. From December first your provider and your risk level may change without you knowing about it. Mary shares how to find out if the changes will affect you and suit you, and what to do about it if they don't.

Today Mary looks at the 'buy now pay later' option and whether or not these are a good idea. The products are usually quite tempting as you don't pay any interest, but Mary warns there are quite high penalties for late payments.