Stay Wealthy San Diego

A quick reminder that we're currently offering a FREE retirement & tax return analysis. Learn how to lower your tax bill, optimize investments, and improve retirement success. Click to learn more. ============================== Today I have a special episode for you. I’m sharing a sneak peek into an incredible new project launched by Tyrone Ross. (You don’t want to miss this.) I’m also joined by Caleb Silver, Editor in Chief for Investopedia.com. We talk about three big things: How he thinks about the media’s role in financial content and education The biggest investing mistakes readers made in the last 12 months What you need to know about fractional shares, limit orders, and SPACs (in plain English!)  If you want to learn how to be a better investor from the person leading the charge at one of the largest financial information websites, you’ll love this episode.

Today I'm wrapping up our two-part series on robo-advisors. Specifically, I'm sharing THREE things: The pros and cons of using a robo-advisor Major pitfalls to watch out for How to choose the right one If you currently use a robo-advisor – or you’re considering one in the near future – this episode will help you better understand if it’s a good fit + how to avoid costly mistakes.

The stock market has been screaming upwards for over 10 years. In fact, the S&P 500 just crossed 4,000! Many retirement savers are starting to get worried, thinking we must be due for a crash. Is it dangerous to invest at market highs? Should you wait for a correction before investing more money in stocks? What if you're retired? Should you be investing in stocks at all? If you've been asking yourself these same questions lately and feeling a bit nervous about the stock market, today's episode is for you.

Today I'm kicking off a two-part series on robo-advisors by sharing: What a robo-advisor is (in plain English!) Why I argue they've been around since the 1920's Who they are and aren't a good fit for If you're a retirement saver who wants to learn more about these low-cost investing solutions + if they live up to the hype, this episode is for you.

Today I'm talking about Non-Fungible Tokens (NFTs).  Specifically, I'm sharing: What an NFT is (in plain English!) Why they are so valuable If this is an asset class retirement savers should take seriously If you want to know why pixelated drawings and 3-second video clips are trading hands for millions of dollars + what to make of this investing craze, today's episode is for you.

Today I'm sharing 3 of my favorite portfolio analytics tools for retirement investors. I’m also using these tools to provide an update on some of the crazy things happening in the stock market right now. So if you’re ready to learn how you can use tech to better understand what you’re investing in, today’s episode is for you. To learn more about our FREE retirement & tax return analysis, visit www.freeretirementassessment.com. 

Today I'm tackling three listener questions with my good friend, Roger Whitney: Why you don't have to invest in ESG stocks to make an impact How to replenish your emergency fund (+ how much cash is too much)?  How to process retirement account withdrawals if you're trying to stay in the 12% tax bracket If you want to hear our answers to these great (and common!) retirement + investing questions, this episode is for you.

Today I’m sharing my 3 favorite tech tools for retirement savers...that have nothing to do with money! Why? Because if technology can improve your life, save time, and help you become more efficient, you’ll have more time to spend on improving your financial plan :)  Be sure to stay until the end because I’m sharing a few bonus tech tools as well! Even if you don’t consider yourself tech-savvy, I promise you’ll learn something new and easy to adopt that will make your life better...or at least more fun.

Today I'm answering a great question from one of our listeners: "Are we in a stock market bubble?" ~Nancy K., Minnesota In this episode, I share: What a bubble is How to measure stock market valuations My answer to answer to Nancy's question! So if you're a retirement investor concerned about current stock market levels, you're going to love today's episode.

Today I’m wrapping up our mini-series on Portfolio Rebalancing. Specifically, I'm sharing the 5 biggest pitfalls to watch out for. Why? Because making just one of these mistakes could wipe away the benefits of rebalancing entirely. So before you process your next rebalance (or let a computer handle it!), tune in to learn what they are and how to avoid them. 

Today I'm kicking off a 2-part series on Portfolio Rebalancing. In part one, I'm sharing: What portfolio rebalancing is How and where it fits into your retirement plan The top 4 benefits of a systematic rebalancing process If you want to learn how a simple rebalancing plan can boost long-term investment returns, you're going to love this episode.

Today I'm sharing two thoughts on Gamestop and Reddit. Specifically, I'm sharing why individual investors aren't winning this battle + who benefits the most from trading platforms like Robinhood (hint: not its users).   So if you want to learn why Gamestop stock traders were not the biggest beneficiary of last week's events, today's episode is for you. 

Today we’re talking about cash!   I’m joined by Gary Zimmerman, founder of MaxMyInterest (MAX), an online platform that helps you earn a higher return on your cash savings.    The best part about MAX?   You can keep your existing banking relationship!   So if you want to learn more about MAX and how to boost the yield on your cash, you’re going to love this episode.

Today - with help from Morgan Housel - I'm highlighting two economic stories that are flying under the radar. The first story is that Americans might be in the best financial shape they’ve ever been in. And the second is that a large percentage of Americans don’t agree with the first story. Why? Because they’re in the worst financial shape they’ve ever been in. Tune in to learn more. 

Happy New Year! To kick off 2021, I’m digging into the three BIG topics I know are on every investor’s mind right now: Small Cap Value Stocks Bitcoin The Dow Jones Crossing 30,000 I’m sharing updates on each + what they mean for your retirement planning and investment portfolio in 2021 and beyond.

Today I’m sharing 3 simple tax planning strategies to consider before year-end. We have two weeks left in 2020 and my goal is to help you take action before it’s too late. So if you want to lower your tax bill today and reduce your future taxes in retirement, today’s episode is for you.  

Today I’m talking about tax gain harvesting. While tax-loss harvesting typically gets all the attention, realizing gains and deliberately paying taxes now can oftentimes be more valuable. And once again, this strategy is not just for the ultra-wealthy... In fact, those in the highest tax brackets probably shouldn’t pursue this tax planning opportunity. So if you want to learn how to harvest gains and reduce your future tax bill in retirement, today's episode is for you.

Today I’m talking about how to combine roth conversions with charitable giving. In fact, this strategy can help wipe out this year's tax bill, reduce future tax bills, and also support some good causes along the way. The best part? There's no minimum amount of net worth required to take action. So if you want to make a smart tax move while also supporting a good cause, today’s episode is for you.

Today I’m wrapping up our four-part series on investing in bonds by talking about...implementation! My goal today is to help you take action. To take what you’ve learned these last four weeks and make some meaningful improvements to your retirement portfolio. So if you’re finally able to wrap your head around the basics of bond investing and ready to take action, today's episode is for you.

Today I’m tackling part 3 of our four-part series on investing in bonds. Specifically, I’m sharing why buying bonds and holding them to maturity might not be the best strategy.  In fact, if interest rates go up and we maintain a normal yield environment, it’s possible that holding bonds to maturity will result in inferior returns.  So if you want to continue learning how bond returns are generated and where there might be opportunities in this asset class, today’s episode is for you.