Brunch & Budget

Dyalekt and I had SO much to talk about on Valentine’s Day that we decided to do a second show on how to talk to you significant other about money. This show is all about getting down to the details, the nitty gritty. Exactly HOW should you set up your bank accounts? Should you get […]

Money is the #1 reason for divorce, and often, it is the main thing couples fight about. Remember money personalities? (Here’s the link in case you need a refresher: brunchandbudget.com/personality) Whether you’re a Worrier, Amasser, Avoider, or a Money Monk this episode focuses on you and your significant other’s money personalities and how to smooth […]

Forget the roses and the candy. If you want to make sure your relationship lasts past this Valentine’s Day, how do start to talk to your significant other about your finances, or, even scarier, their finances? We’ve all heard the stats – money is the #1 cause of divorce in this country – and at […]

As another Valentine’s Day approches, it begs the question, is it less expensive to be single or in a relationship? Not just on Valentine’s Day, but in general. Do couples spend more money or do single people spend more money trying to get couple-y? We compare single and living alone to single and living with […]

Season 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget’s 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress.  Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine’s Best financial planner of New York 2019.Brian "Dyalekt&quo

This show was inspired by our financial planner, Sophia Bera, who we met with recently. She stopped us in the middle of our word vomit and said, “I think you guys have decision fatigue.” We were running on empty with all the work we were booking, planning a cross country trip to CA, and, oh […]

Featuring an interview withDedrick Asante-Mohammad the chief of membership policy and equity at NCRCFollow him on Facebook and Twitter.NCRC WebsiteSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget’s 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress.  Pam has been featured in the Washington

Song You Can Buy Happiness By Dyalekt and Warren BrittSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget’s 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress.  Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine’s Best fina

You Can Buy Happinessfrom This Is Your Life (Original Version) by Adult CinemaDownload SongSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget’s 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress.  Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and wa

TBT - After 69 years in business, Toys R Us filed for bankruptcy. Two days ago, it announced that all 800 of its American stores, and all 100 of its British ones, are closing or being sold. As many as 33,000 workers could lose their jobs. As recently as last year, the company still accounted […]

I Barely Know How to Dress Myselffrom Paperwork by SwordplayDownload SongSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget’s 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress.  Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York M

Paperworkfrom Semicolon Concentrate by Bane MCDownload SongSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget’s 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress.  Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine’s Best

Featured Song - Gettaheadfrom No Paperwork by L.A.ZDownload songSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget’s 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress.  Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine’s

If I did it, so can you. That phrase sound familiar? If you just work harder, if you only wanted it more, if only… Survivorship Bias can be dangerous. Hard work is definitely needed to gain success, but it’s not the only factor. By believing in this mentality we are automatically doomed into thinking if we don’t succeed then we’re failures. But the world isn’t so two-sided. There are plenty of options and ways to achieve the success you want.Music featured in this episode:Survivors– Beni BjahSurvivors -Cphr DvnSurvivor – KolayahWant more? Subscribe to our show on iTunes! New episodes uploaded every Tuesday.Episode Highlights:Pam: Survivorship bias…it’s this idea that you survived and you don’t see who failed, so the people who talk about their success, the ones who survive are the ones who are like, “Well you can do it too if you do exactly what I did.”Pam: Failed companies are excluded in performance studies, because they’re gone and they failed.Pam: We’re all told the bootstraps story, the American Dream st

Featured Song - EnoughFrom Penstroke Of Genius By MallzDownload SongSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget’s 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress.  Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazi

Featured Song - Enoughby LhagicLISTEN HERE Featuring an interview withDedrick Asante-Mohammad the chief of membership policy and equity at NCRCFollow him on Facebook and Twitter.NCRC WebsiteSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget’s 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress

Featured Song - Enoughby Leila RhodesDownload SongSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget’s 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress.  Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine’s Best financia

We’ve all heard stories in history class of a country’s currency being nearly worthless and it’s happened as recently as 2009 to Zimbabwe, where their Zim Dollar exchange rate was 700 billion to 1 US dollar. Could this ever happen to the US?

Featured Song - Inflationfrom Inflation by Johnny Osbourne, Cultural Warriors, The Disciples,Download SongSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget’s 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress.  Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice M

Featured Song - INFLATIONfrom WAIT by herroticsDownload SongSeason 2 of the Brunch & Budget podcast will share 3 part arcs of big topics:Part 1 is KNOW - what are the key things you need to understand about the topic, the bigger systemic picture around it, and where the racial wealth divide fits inPart 2 is FEEL - how do you integrate the topic into your personal relationship with money and unpack the behaviors, reactions, and habits around itPart 3 is DO - we take you through Brunch & Budget’s 5 Stages to Financial Legacy so you have clear action steps for what to do at every stage of your financesHosts - Pamela Capalad is a Certified Financial Planner™ and Accredited Financial Counselor™ and has been in financial services since 2008. She founded Brunch & Budget to help people who felt ashamed or embarrassed about money have a safe place to make real financial progress.  Pam has been featured in the Washington Post, Teen Vogue, Huffington Post, Vice Magazine, and was named New York Magazine’s Bes