Macon Money Podcast

When to claim Social Security is a question that’s been asked as long as the program has been around. The reason why we’re still answering this question is that the strategy will vary for every individual. No matter what you decide, this crucial piece of income planning will certainly be a big part of retirement so you want to get it right. For certain people, claiming as soon as you’re eligible at age 62 is the best option for retirement while others will want to wait as long as possible to maximize the benefit. Today we’ll try to simplify it all and lay out the considerations we go through to help our clients determine whether to delay Social Security or not.   Here is some of what you’ll learn on this show: How to determine what strategy is appropriate for you. (3:35) What’s the first consideration if you need the money but don’t want to claim benefits immediately? (5:28) How to maximize your benefits to get the largest payout. (6:20) Why Lee feels our future health is a primary factor for making the deci