Debt Free In 30

My guest today is Dr. Thomas Richardson.  He has a doctorate in Clinical Psychology, with a special interest in financial difficulties and mental problems.  He’s done a lot of research on the subject, including co-authoring a research paper that examined the relationship between personal unsecured debt and mental and physical health. Does debt cause mental health problems, or do mental health problems lead to debt? We explore the answer, and some solutions, on today’s podcast.