401(k) Fridays Podcast

In the debut episode of 401k Roundtable, we dive into Vanguard's latest "How America Saves" report, which sheds light on the latest trends in 401(k) plan design. We’ll discuss the report’s findings on plan effectiveness, rising participation rates, and the growing popularity of professionally managed allocations. Our guests share their insights on automatic enrollment and how it's transforming participation rates in their organizations. We’ll also explore innovative features like Super Roth accounts, self-directed brokerage options, and true-up contributions. Our conversation covers a range of topics including improving wait times, shortening vesting schedules, and enhancing employer contributions. We’ll address the challenges of managing retirement distributions and the importance of protecting retirement assets. Plus, we'll delve into the benefits of auto portability for consolidating smaller 401(k) balances and examine emerging trends like student loan matching and retirement income solutions. Finally, we