Risk Channels

While most states have a requirement for formal workplace sexual harassment prevention policies, October 9, 2018 was the deadline for all New York State employers to formally adopt a their workplace sexual harassment prevention policy. In this episode, we will discuss why having Employment Practices Liability Insurance (EPLI) is so important and how it works in tandem with the NYS regulation.   OVERVIEW Employment Practices Liability Insurance (EPLI) can cover lawsuit expenses when an employee sues over discrimination, harassment, wrongful termination, and similar issues. These lawsuits are increasingly common, so Employment Practices Liability Insurance is essential for many small businesses. Laws like the Americans with Disabilities Act and the Family Medical Leave Act outline standards employers have to meet. When employers break these rules, even without meaning to, they may face a lawsuit. Employment practices coverage helps businesses handle the cost of these suits. Employee lawsuits can be expensive. A