Big Picture Retirement

In this episode, we open the phone lines and talk directly with our listeners to answer their burning questions. Kristen from California is at a crossroads post-retirement. At 61, she's contemplating drawing from her Social Security benefits but is held back by the perplexing windfall provision. Dive in as we shed light on its legislative history and the possible shift to the Public Servant Fairness Formula. Blair in Florida, a proud dual citizen of Canada and the U.S., kicks off his call with some heartwarming appreciation for hosts John and Devin. Then he brings out an intricate issue surrounding the Social Security Totalization agreement and pensions from both countries. Get ready for a deep dive into international pensions, the windfall elimination provision, and the labyrinth of filling out the right forms. Chris from Arizona calls in with a dilemma on Roth conversions while juggling medical subsidies. And then last but certainly not least... Bill from Nevada seeks guidance on maximizing survivor benefit