Macon Money Podcast

It seems that most people don’t have a clear picture of whether they should contribute to a traditional IRA or a Roth. Let’s discuss how to determine what’s best for you.Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

We were playing the dangerous game of perusing the comments section of a recent article about COVID-19 and the impacts on retirees and how much money you’ll need to retire going forward. The trip into the comments section is always a mixed bag of trolling, inaccuracies, and sometimes surprisingly helpful insight from what we’ve come to describe as “Keyboard Warriors.” So, let’s look at some of the sentiments found under this recent article and see if they resonate with how others truly see the financial world, retirement, and how to best prepare for it all.Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

Let’s talk about some financial planning “strategies” that don’t really work (even though some people, even some financial advisors, believe in them).Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

Dave Ramsey has earned a lot of respect among savers and investors over the years as evidenced by his enormously popular radio show, books and sold out performance venues when he speaks. But is all of his advice worth following? Is it possible that some of the things he professes will actually hurt you financially? Let’s take a look at some of Dave’s most popular advice and see if and when it makes sense for retirees and pre-retirees to disagree.Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

We were planning to bring up this conversation before the Coronavirus pandemic hit, but now it just makes it even more important to discuss. You likely seek financial advice from lots of difference sources. And some of those sources will certainly have good intentions, but they’ll often give bad financial advice. Let’s look at some examples and explore the reasons why we have to be very careful from whom we’re taking this important guidance.Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

Sometimes events happen in life that make it really important for you to carefully assess your financial situation. Let’s explain why each of these events is usually a good reason for a financial review.Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

Have you ever gotten lost? Not that much fun is it? Well, getting lost in the car or in the woods is a lot like getting lost in retirement planning. Let’s look at the reasons that people get lost, and then how to get back on track.Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

The Coronavirus (COVID-19) is having a dramatic impact on our daily lives and many people are taking a huge financial hit from lost wages, a volatile stock market, and general economic uncertainty. Lee will give his thoughts on the current situation and why having a plan is so crucial in times like these. We will also discuss some financial truths that we can state with confidence and see what we can learn from them.Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

The idea of a Roth conversion is intriguing to a lot of people, and for some people it can be a great strategy to enact. Let’s explore the concept…Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

Different people have different levels of desire when it comes to finding their retirement date. Let’s explore these different levels of desire, as indicated by the statements people might make, and discuss how we’d help someone at these different levels.Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

A lot of financial professionals say things that just aren’t true. And it’s not that they’re intentionally trying to mislead, it’s just that they’ve been trained to use certain talking points, which they might even believe to be true themselves. Let’s talk about the statements you should be cautious of if you hear them from a financial advisor.Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

It’s always good to keep yourself up to date with what’s going on in the financial world. But it’s also important to understand that the information you get from the media isn’t completely unbiased. Let’s talk about some of the problems with the financial media.Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

Sometimes people say they don’t want to retire…and sometimes they really mean it. Other times it’s just a defense mechanism to compensate for the fact that they feel like they can’t retire. So let’s explore some of the possible meanings behind the statement, “I don’t want to retire.”Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

Trustworthy. Likeable. Problem-solving. Good listener. We should be describing your financial advisor or a potential advisor if you’re in the process of finding one. On today’s show, we’ll talk about why it’s so important for your advisor to embrace these kinds of characteristics. That’s the easy part. But we’ll also tackle the harder part and discuss some tangible ways how you can determine if an advisor has these characteristics or not.Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

Myths, rumors, and misunderstandings are pervasive in the world of Social Security. On this show, we'll look to clear up the top 5 misunderstandings about Social Security.Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

Not everything goes smoothly in your financial life. We'll look at some negative circumstances that many retirees and pre-retireers face and help you find the silver lining in the midst of tough situations.Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

While there are some factors that are different for everyone in retirement planning (variables), there are also constants that affect everyone, no matter the specifics of your situation. How do we plan around these constants?Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

Sometimes being a good financial advisor means having uncomfortable conversations. We’ll take a look at how advisors should help clients navigate various tricky situations. If you’re going to be working with a financial advisor, make sure they’re pushing you to address these kinds of topics.Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

The last decade of your working life is a very important one from a retirement planning perspective. Let’s talk about some of the things you want to be sure you address during that 10-year period.Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550

Even for people who have been very responsible with their money over the years, entering retirement can still be a challenge because it’s such a different stage of life. Let’s talk about some of the missteps that even responsible savers can make…Important Links:Website: https://jlperkinswealth.com/podcast/Call: 478-254-3550