Retirement Strategies Radio

As Baby Boomers, we have a lot to learn from Millennials when it comes to technology and social media. Does that mean it’s a good idea to invest like a Millennial too? Greg & Kristin explain that when you’re over 55 there's nothing wrong with having some money in growth stocks, but how it should be balanced with an efficient and consistent income plan for the future.  

Because we’re living longer, some argue that Boomers should be investing like Millennials to accumulate more money. Darrell disagrees and explains how there’s nothing wrong with those over 55 having some money in equities, but how and why it needs to be properly balanced with an efficient, and consistent income plan for the future.

According to CreditCards.com, over a quarter of adults feel “financial infidelity” is worse than an affair! Darrell explains why it’s vitally important that spouses be on the same page about all aspects of money. He also points out that many of us don’t realize what fees we’re truly paying for some of our investments, and more importantly how to uncover that for yourself.

According to GoBankingRates.com, if you’ve been saving consistently since your early 20’s… Nebraskan’s can reasonably expect to retire at age 54, with a nest egg of $758,320. Darrell has been a financial advisor for over 30 years, and he gladly and quickly explains why this study isn’t true for Nebraska or any other state.

From The Red Rocker’s home studio in California, Darrell sits down with Sammy Hagar… A rock n’ roll hall of famer who’s enjoyed successful careers as a solo artist and as a member of several bands, most notably as Van Halen’s front man from 1985 – 1996. They talk about music, his various thriving businesses, and how Sammy feels “retirement” is a bad word. Plus, you’ll never believe the live jam session that happens at the end!

Darrell sits down with the iconic Dolly Parton in Nashville, TN. They discuss how she has the energy to work as hard as she does in her 70’s, her passion for helping others, and her Imagination Library. Since Dolly has been a trendsetter since the 60’s, Darrell asks her advice for how folks should approach their time and energy during their retirement years.

What happens when the water heater goes, the dog has an expensive vet visit, or you’ve got a leaky roof? If you’re like most Nebraskans, you just tap into your emergency fund. On this episode Darrell answers the questions many soon to be and current retirees want to know: What type of account should I put my emergency fund in?

Tim Tebow is a two-time college football national champion, first-round NFL draft pick, Heisman trophy winner, professional baseball player and sports commentator. His testimony has inspired millions, and that continues with his latest book “This Is The Day.” On this episode Tim talks with Darrell about his approach to goals and how he works hard to personally avoid regret, and what he feels is his most important work is helping others through his Tim Tebow foundation. He also gives his LSU verses Clemson prediction for the national championship this week!

When it comes to resolutions, we each approach the New Year from our own perspective… but we share the common goal of doing something better in the new year. On this episode, Darrell addresses why it’s vital that you resolve to be more focused on what’s really happening with your portfolio all year long, especially when it comes to taxes!

Whether you have $500,000 or $5 million saved, Darrell explains that most people share the same top concern about retirement… and how you can to resolve that anxiety. Plus, he debunks a few “retirement rules” that could derail up your financial future.

If you watch Fox & Friends, you’re familiar with co-host Brian Kilmeade. On this episode, Darrell sits down with Brian for some insight about President Trump, addressing generational differences, and to discuss Kilmeade’s latest book “Sam Houston and the Alamo Avengers: The Texas Victory That Changed American History.”

If you’re a soon to be or current retiree, this is probably a question you’ve pondered. Today Darrell explores one of the BIGGEST lies of wall street: Average rates of return… And how it can negatively impact your retirement.

Do you have a Target-date fund? In theory, they offer a no-fuss way to invest without having to worry about allocations or rebalancing. We’re told to pick a fund closest to the date we’d like to retire, and to sit back while the fund does the work. Since many investors lack some of the basic understanding of target-date funds’, Darrell explains what they are and how they work when included in a retirement plan.

What do President Reagan and President Trump have in common? They both cut your taxes! Greg brings to light what many are missing regarding the current tax cuts and retirement. Plus, he reveals future tax rates can negatively impact your social security income and tax deferred accounts, but don’t have to if you’re using the most effective strategy for you!

What do President Reagan and President Trump have in common? They both cut your taxes! Darrell brings to light what many are missing regarding the current tax cuts and retirement. Plus, he reveals future tax rates can negatively impact your social security income and tax deferred accounts, but don’t have to if you’re using the most effective strategy for you!

On this special episode, Darrell sits down with Rock and Roll Hall of Famer Jonathan Cain of Journey. They have a compelling conversation about Cain’s faith, writing some of Journey’s biggest hits, his relationship with Steve Perry, the band’s evolution over the years, and what’s to come for the future. He also reveals his surprising “rock star” perspective about money and investing.  

Another year is flying by, and it’s time to get ready for Medicare open enrollment! For those on Medicare, starting October 15th you have 54 days to assess your current coverage, health care needs, and make any changes that could better benefit you in 2020. On this episode Darrell is joined his friend Mary Kramer who focuses on Medicare, and they dive into why you need to review more than your plan’s premiums before decision day on December 7th.

Would you use an app to create your will? Well guess what? There’s an app for that! Technology often makes tasks faster and easier, but today Darrell explains why that’s not always best when it comes to your estate plan and retirement money.

We’ve all heard the quote: “Those who do not learn from history are doomed to repeat it.” September of 2008 was an especially terrifying time for investors. Thankfully 11 years later, our portfolios are doing pretty well! But could something like that ever happen again? Darrell isn’t a doomsayer, but the answer is YES! The bigger question is… how will your portfolio handle the next crash? Today Darrell explains why it’s vital to make sure your investments are properly diversified.

Whether you’re scaling a mountain or trying to reach your retirement goals, no one said it would be easy. Recently Darrell took part in a physical and mental endurance challenge… and climbed the equivalent of Mt. Everest! On this episode he details his journey, from the inspirational moments to the grueling final summits. Plus, he explains how the right advice and advance planning can help you reach your financial finish line.